Recently, I broke my ankle. I was in the Hospital for surgery which generated an overnight stay. Before I go any further, let me just say that I have GREAT insurance. In FACT, It’s SO good, I rarely ever have to pay for ANYTHING. I mean NOTHING!!! In all fairness though, I DO pay astronomical insurance premiums. In fact, they could probably keep an entire COUNTRY afloat for 30 days.
Anyway, the bills stared to roll in and per usual. ALL the bills charged were paid in full. You could see a smile run from ear to ear after each bill I opened.
I continued opening more bills for the usual things like the ER, X-Rays, Dr. bills etc, when I opened the Mother Load of ALL bills. It was designated as ROOM and BOARD…SERIOUSLY??? Where was I staying, at the Hilton? Just take a guess at how much this one day stay was for “Room and Board”?
If you guessed 10K, you would have been right. I was floored! Ten thousand dollars…REALLY??? “For WHAT?!”, I shouted out load to no one. I mean I wasn’t staying at the Bellagio Penthouse Suite in Vegas. I was having my temperature taken and blood pressure measured every 4 hours. Did I even SLEEP? I don’t THINK so. MAYBE, if they gave me gourmet food cooked by Cheff Gordon Ramsey, served with actual silk napkins…but NO. I had rice and beans with what appeared to be a meatloaf hidden behind the plate.
HERE’S the thing, They (The Ins. Co.)not only paid the 10k, they paid the Hospital 20K. Now, I KNOW how to read a bill so when I saw this it made me angry. I got on the phone, called the Insurance Company to see WHY or if this was just an error. When I finally got to speak with a REAL person, I received a ridiculous answer. Even though the Hospital ONLY charged Ten Thousand dollars for the “SERVICE”, SOMETIMES the Insurance Company pays more to ensure that the Hospital is providing he BEST of CARE. Are you KIDDING ME??? Can you even BELIEVE this? Now I’ve heard EVERYTHING! I hung up the phone in total disgust and swore never to be sick again.